Bayside Advances, based in Moscow, ID, takes business funding requests from owners in Colfax, WA, about 20 miles northwest in Whitman County, Washington. ZIP 99111 held 134 employer establishments in 2023, and 55.2% had fewer than five employees; construction led with 21. This page uses ZIP 99111 data and covers Washington registration questions.
| Distance | Roughly 20 miles northwest of Moscow, ID |
|---|---|
| County | Whitman County, WA |
| ZIP 99111 employer establishments | 134 (ZBP 2023) |
| Share under 5 employees | 55.2% (ZBP 2023) |
| Largest sector by count | Construction, 21 (ZBP 2023) |
| Retail establishments | 17 (ZBP 2023) |
Colfax, WA Area Businesses by the Numbers
ZIP 99111 held 134 employer establishments in 2023 (ZIP Code Business Patterns). Colfax lies almost entirely inside that ZIP but covers just 1.2% of its land, so the counts include a wide rural area of Whitman County, Washington around the town.
74 of the 134 establishments had fewer than five employees, 33 had five to nine, 12 had 10 to 19 and 12 had 20 to 49. Counts for larger size classes were not published.
A Construction-Led Sector Mix
Construction was the largest sector in ZIP 99111 with 21 employer establishments, followed by retail (17), other services (15), health care and social assistance (14), wholesale trade (12), finance and insurance (10) and accommodation and food services (10) (ZIP Code Business Patterns 2023).
Two-thirds of the construction establishments (66.7%) had fewer than five employees. Small contractors can fund equipment and materials separately: machines through equipment financing, materials and payroll through a line of credit. The industries page explains each pattern.
Wholesale and Retail Around Colfax, WA
Twelve of the ZIP's 134 employer establishments were wholesalers, which buy stock well ahead of sales. Inventory financing is built for that gap. Among the 17 retail establishments, 41.2% had fewer than five employees.
Payroll-Heavy Employers in ZIP 99111
Not every Colfax-area employer is tiny. None of the 10 accommodation and food services establishments in ZIP 99111 had fewer than five employees in 2023, and 64.3% of the 14 health care and social assistance establishments had five or more (ZIP Code Business Patterns 2023; the 64.3% is our arithmetic, 100 minus the published 35.7% with fewer than five). The ZIP's 134 employers paid 1,348 employees, a figure the Census Bureau flags as having moderate noise added.
Employers with regular payroll and slower-paying customers, such as clinics waiting on claims, can compare working capital with a line of credit.
How to Register a Business in Washington State
How to register a business in Washington state, what a business license costs and how long it takes are questions for Washington's own agencies; we do not state them here.
A partner may confirm that a business is registered and active before funding. Have the registration details at hand when you call.
Starting a Request From Colfax, WA
Dial (208) 439-7566 or use the online request from Colfax, WA; distance does not change the steps. Moscow, ID figures and contacts are on the Moscow, ID data page, and nearby towns are listed on the areas served page.
Colfax, WA sectors our partners fund
Owners in Colfax, WA come from many trades and services, such as contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Partners review each request on its own merits.
What to gather before you call
- The last three to six months of business bank statements
- Your most recent business tax return
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- Government-issued ID for each owner
- Formation documents and your EIN
- For equipment, the seller's quote with make, model and price
Partners differ in what they request; this list covers the usual ground.
The steps after your first call
- You call (208) 439-7566 or send the short request form. When we speak, we go over what the money is for, how long you have been in business and roughly what the business brings in.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Everything can be handled by phone or online from Colfax, WA.
By Bayside Advances · Updated
