Bayside Advances, based in Moscow, ID, helps business owners compare six kinds of funding and sends each request to funding partners that offer that kind. Partners review, decide and set terms; Bayside does the matching and explains the options in plain dollars. This page explains how that works, where to find us and what we will not do.
What Bayside Advances Does
We help owners work out which kind of funding fits the expense, then match the request with funding partners who review it and make their own decision. The six options we cover are compared on one page: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances.
The name says Advances, but the work is matching. Partners provide the money and set its price; we explain what each option would cost in total so you can judge an offer when it arrives.
Lender or Go-Between: Who Does What
A lender puts up its own money, reviews the borrower and carries the risk. A loan broker arranges: it learns what the business needs, knows which lenders offer that kind of funding, and passes the request to them. The lender still makes the credit decision.
Bayside Advances does the arranging; our funding partners do the lending. That split is why the final terms always come from the partner. The four-step process shows where each role starts and stops, and the disclosures page states it formally.
Five Things You Will Never Hear From Bayside
- Hint that approval, a dollar figure, a rate or a funding date is settled
- Ask for money from you while no offer is on the table
- Call a merchant cash advance anything other than a sale of receipts
- Push an offer you have not had time to read
- Handle payday, title, mortgage or other personal borrowing
Where Bayside Advances Is
The street address for Bayside Advances is 205 S Washington St, Moscow, ID 83843. You can start a request by phone at (208) 439-7566 or through the online request, from Moscow or a nearby town. The contact page has the phone, the online request and a map.
For local business data, City of Moscow license steps and nearby resources, see the Moscow, ID business data page.
By Bayside Advances · Updated
